A Study on The Performance of Sarva Haryana Gramin Bank In Haryana Using Camel Model

Abstract

   

Regional rural banks were established in 1975 on the recommendation of the Narasimham working Committee. The main objective of RRBs is to provide rural credit to the rural section of society. In March 2011, after amalgamation total number of RRBs was declined to 82. During the year 2012-2013, 31 RRBs amalgamated into 13 RRBs as a result total no of RRBs in March 2013 was 64. However, currently, there are 43 RRBs in India.  Presently, there is only one RRB working in Haryana that is Sarva Haryana Gramin Bank. This study examines the performance of Sarva Haryana Gramin Bank throughout four years from 2017-18 to 2020-21 by using the CAMEL model. The camel is an abbreviation for the five parameters: Capital Adequacy, Assets Quality, Management Efficiency, Earning Quality, and Liquidity.