Financial Performance Analysis of Punjab National Bank: A Study based on Profitability and Asset Quality Ratios

Abstract

     

The banks pool deposits and convert them into investments which results into economic growth of the countries.They contribute to national development by giving loans to farmers, small businesses, and self-employed persons, as well as to huge corporations, resulting in the country's economic development being balanced. The banks raise the general population's quality of life by providing loans for the purchase of durable consumer goods, houses, automobiles, and other items. The present paper is an attempt to analyse the performance of PNB during recent decade. The study is based on data collected from secondary source. The data has been collected and examined from 2011-12 to 2020-21.